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Process to filing auto accident claim with Geico

August 23, 2024

Filing an auto accident claim with GEICO involves several steps. Here’s a general overview of the process

1. Ensure Safety and Gather Information

  • Safety First: After the accident, ensure everyone involved is safe. If needed, call emergency services.
  • Exchange Information: Collect the contact and insurance details of the other driver(s). Take note of vehicle information such as make, model, and license plate number.
  • Document the Scene: Take photos of the damage, the accident scene, road conditions, and any injuries. Get contact information from any witnesses if available.

2. Contact GEICO

  • Report the Accident: You can report the accident online via the GEICO app or website, or by calling GEICO’s claims number at 1-800-841-3000.
  • File a Claim: You’ll need to provide information about the accident, such as the location, time, and description of what happened, as well as the other driver’s insurance details.

3. Provide Details

  • Submit Documentation: Upload photos, police reports, and any other documents through GEICO’s online claim portal.
  • Answer Follow-Up Questions: A GEICO claims adjuster will contact you to ask questions about the accident and guide you through the process. Be prepared to provide more information if needed.

4. Get an Estimate

  • Damage Inspection: GEICO may send a claims adjuster to inspect the damage to your vehicle. Alternatively, you may be asked to visit a GEICO-approved repair shop for an estimate.
  • Choose a Repair Shop: GEICO can recommend a repair shop through its Auto Repair Xpress program, or you can select your own repair facility.

5. Repair and Settlement

  • Repair Process: Once the estimate is approved, you can get your vehicle repaired. If you're using an approved body shop, GEICO will work directly with them.
  • Rental Car: If your policy includes rental car coverage, GEICO will help arrange a rental car while your vehicle is being repaired.
  • Final Settlement: GEICO will cover the repair costs minus any deductible, or they may offer a cash settlement if your vehicle is declared a total loss.

6. Track Your Claim

  • Stay Updated: You can track the status of your claim through the GEICO mobile app or website. Your claims adjuster will also keep you informed of any important updates.

7. Resolve the Claim

  • Receive Payment: Once everything is settled, GEICO will issue payment for the repairs, either directly to you or to the repair shop. If there are any remaining issues, your claims adjuster will assist in resolving them.


By following these steps, you should be able to handle your GEICO claim efficiently. 

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